On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.
Published on 10/10/2025
On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.
Published on 10/01/2025
At Park Place Collective, we’re always looking for innovative ways to help our clients, partners, and future homeowners achieve their real estate goals with confidence. That’s why we’re excited to introduce our Permanent Mortgage Rate Buydown Program—a strategy designed to create long-term affordability and make today’s market more accessible.
Published on 09/26/2025
At Park Place Collective, our mission has always gone beyond homeownership and financial solutions—we believe in building stronger, healthier communities. That’s why we’re thrilled to share some exciting news: Joe and Marni Costa and the Park Place Collective team are now ambassadors for THE REAL Mental Health Foundation.
Published on 09/26/2025
Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.
Published on 09/26/2025
After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.
Published on 09/19/2025
The Federal Reserve just announced a rate cut, lowering the federal funds target range from 4.25%–4.50% to 4.00%–4.25%. While this isn’t the mortgage rate itself, the move has an immediate and long-term impact on the housing and lending market.
Published on 09/17/2025
The Federal Housing Finance Agency (FHFA) has announced the new conforming loan limits for 2026, and they’ve once again increased, giving buyers and homeowners more flexibility and opportunity in today’s housing market.
Published on 09/17/2025
The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.
Published on 09/12/2025
