Recent Articles

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Rates Just Hit a 10-Month Low!

Mortgage rates just hit their lowest levels since October 2024 following a big shift in the bond market. Here’s why it matters for homebuyers and homeowners.

Published on 08/05/2025

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Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages

Confused by the housing market? You're not alone. Here's why the market feels hot and cold at the same time—and what it means for you as a homebuyer.

Published on 07/30/2025

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Cannabis Business Owners Can Finally Get Life Insurance Protection

For years, cannabis business owners and their employees faced one major roadblock: life insurance protection. Despite building successful dispensaries, cultivation facilities, and related businesses, most owners were told “no” when they tried to secure basic coverage for themselves, their partners, or their employees. Federal restrictions kept traditional carriers from stepping in, leaving families, businesses, and key employees exposed.

Published on 07/29/2025

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Unlock Your Buying Power: How to Use Your Crypto Portfolio Without Selling

n today’s fast-moving real estate and mortgage markets, savvy buyers are always looking for ways to increase their purchasing power without creating unexpected tax events or losing out on long-term investments. For those with significant cryptocurrency holdings, the challenge has always been the same: how can you leverage your portfolio without liquidating it?

Published on 07/23/2025

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Could Removing Capital Gains Taxes on Home Sales Revive the Housing Market?

A new proposal suggests removing capital gains taxes on primary home sales to boost the housing market. Here’s what it could mean for homeowners and buyers.

Published on 07/23/2025

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Unlock New Financing Opportunities with Crypto Asset Utilization

At Joe & Marni Costa and The Park Place Collective Group, we’re always seeking innovative ways to help our clients achieve their homeownership goals. That’s why we’re thrilled to introduce an exciting new add-on to our Asset Utilization Program – you can now use up to 40% of your crypto asset holdings as a qualifying asset for your mortgage!

Published on 07/22/2025

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Dreaming of a Home in Mexico? Now You Can Finance It with Park Place Collective

Dreaming of a Home in Mexico? Now You Can Finance It with Park Place Collective Picture this: you’re waking up to ocean waves in Cabo… sipping your morning coffee on a sunny patio in Puerto Vallarta… or hosting friends at your dream villa in Tulum.

Published on 07/21/2025

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Game-Changer: Credit Scores Just Got Rewritten

A new credit scoring update could impact who qualifies for a mortgage and at what rate. Learn what this means for first-time buyers and why now is the time to speak with your loan officer.

Published on 07/16/2025

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Should You Buy a Home Before Your Divorce is Final? Here’s What to Know

Buying a house before your divorce is finalized? Here’s why it could create legal and financial complications—and how to plan smart.

Published on 07/08/2025