✈️ Mortgage Guy in the Sky

Always Keeping a Bird’s Eye View on the Mortgage, Real Estate and Life Insurance Protection. 



Joe Costa and Park Place Collective, we’ve created Mortgage Guy in the Sky to bring a higher perspective to mortgage lending. Think of it as your co-pilot in home financing—always watching the horizon, anticipating turbulence, and guiding you safely to your financial destination.


🌍 A Bird’s Eye View on the Industry

As the Mortgage Guy in the Sky, Joe Costa constantly monitors the market from above—tracking interest rate trends, new loan products, and regulatory shifts. This allows us to deliver the clearest perspective on where the industry is heading and how you can best position yourself.

On this page, you’ll find:

  • Product Updates – The latest loan options, specialty programs, and unique financing tools.
  • Market Videos – Quick takes and deep dives to help you understand what’s really happening in the market.
  • Expert Perspective – Always filtered through a bird’s eye lens: big picture clarity, tactical details. 


🛫 Serving the Aviation Workforce


From pilots and flight attendants to air traffic controllers, mechanics, and ground crew—aviation professionals face unique schedules and income patterns. We specialize in helping the aviation community navigate those challenges with loan programs that truly fit:

  • Flexible Income Qualification – Bank statement, income stacking, and asset-based programs.
  • Relocation & Base Transfer Support – Tailored for crew members changing hubs or relocating for work.
  • First-Time Buyer Guidance – Helping new aviators achieve homeownership early in their careers.
  • Luxury & Jumbo Lending – For seasoned professionals ready to upgrade.

We understand your lifestyle, and we’ve built financing solutions to support your journey both on the ground and in the air.


🏡 More Than Mortgages – A Full Financial Flight Plan


The Mortgage Guy in the Sky doesn’t just stop at loans. Together with Park Place Collective, we offer a complete suite of solutions to keep you and your family protected, including:

  • Real Estate Services – Partnering with Compass, our team helps you buy, sell, or invest in property with confidence.
  • Life Insurance Protection – Ensuring your loved ones and financial legacy are safeguarded, no matter where your journey takes you.
  • Integrated Planning – Real estate, mortgage, and protection working in sync to maximize your financial runway.


🎥 Perspective from Above

Stay tuned for regular video updates from the Mortgage Guy in the Sky—market outlooks, product spotlights, and aviation-specific financing insights. Whether you’re preparing for takeoff on your first purchase or cruising at altitude with a multi-property portfolio, we’ll help you see the whole sky.


🚀 Let’s Get You Cleared for Takeoff

Your mortgage journey deserves clarity, speed, and perspective. That’s why the Mortgage Guy in the Sky is here: to guide you from pre-approval to closing with the precision and foresight of a seasoned pilot.


👉 Contact Joe Costa and Park Place Collective today to learn how we can help you reach new heights in homeownership.

info@parkplacecollective.com

https://calendly.com/jcosta54/loan-review-call