You’ve reached us through our exclusive link — PPCMTG1 — and we’re so glad you did.
At Park Place Collective, we’re more than just a mortgage company — we’re your partners in achieving financial freedom, homeownership, and community connection.

Our Suite of Services

We proudly offer a full-service experience under one roof:

• 🏠 Mortgage Solutions: From conventional and jumbo loans to specialized portfolio products like Income Stacking, Pledged Assets, and Asset Qualifier programs — we customize financing for every client.
• 🏡 Real Estate Services: Together with Marni Costa (Compass Real Estate), we deliver concierge-level real estate guidance for buyers, sellers, and investors.
• 💡 Life Insurance & Protection: Through our insurance division, we help families build and protect long-term wealth.

Community & Wellness

Beyond business, we believe in balance.
Through the Park Place Foundation, we host yoga, wellness, and community events — uniting people through mindfulness, movement, and giving back. It’s part of our mission to help you live well, both financially and personally.

Experience the Park Place Difference

When you work with Joe & Marni Costa, you gain:

• Over 30 years of mortgage and real estate experience
• A broker-owner advantage with competitive pricing and flexible programs
• Personalized, high-touch service from a team that genuinely cares

Let’s Connect

We’d love the opportunity to help with your next move, refinance, or financial planning goal.
📞 Joe Costa, Broker-Owner
NMLS: 113396 | Park Place Collective NMLS: 2571108
📧 jcosta@parkplacefg.com
🌐 www.parkplacecollective.com
📍 San Diego, CA