Protect Your Future with Tailored Life Insurance Solutions

Specialized Coverage for Families, Businesses, and the Cannabis Industry

At Park Place Collective, we help families and businesses protect what matters most — their loved ones, their income, and their future.



Whether you’re a parent wanting to protect your family’s lifestyle, a business owner safeguarding your company, or part of the growing cannabis industry seeking specialized coverage, we deliver affordable, tailored solutions that actually work.


Life Insurance Solutions for the Cannabis Industry

(Coverage most traditional carriers won’t provide)

We understand the unique challenges cannabis entrepreneurs face when securing protection for their businesses and families. Our specialized programs allow you to safeguard your operations, key people, and legacy.

We Offer:

  • Buy-Sell Insurance – Structured funding so surviving partners can buy out a deceased partner’s share, ensuring continuity and avoiding conflict.
  • Key Person Insurance – Protects your business from financial losses if a vital executive or team member dies or becomes incapacitated.
  • Employee Bonus Plans – Reward and retain top talent with cash value-building life insurance as an employee benefit.
  • Estate and Family Security Plans – Safeguard your personal estate, create a financial cushion for your family, and ensure business succession.

The Advantage of Personal Life Insurance

Unlike group life insurance, personal policies are portable — they move with you if you change jobs, and they don’t expire when you retire.

We offer:

  • Term Life Insurance – Affordable, high death benefit coverage (10, 15, 20, 25, or 30-year options).
  • Permanent Life Insurance (IUL) – Builds tax-free cash value you can use for retirement, college funding, or legacy planning.

Both are designed to protect your family, secure your estate, and ease the financial burden of life’s unexpected events.

Affordable Rates That Protect Your Future

Here’s how affordable it can be to secure your family and your business:

Personal Individual Life Insurance

  • $500,000 – 20 Year Term
    • Male, Age 60: $231/month
    • Female, Age 60: $175/month

Buy-Sell Life Insurance

  • $2,000,000 – 10 Year Term
    • Male, Age 45: $102/month
    • Female, Age 45: $90/month

Key Person Life Insurance

  • $1,000,000 – 10 Year Term
    • Male, Age 50: $81/month
    • Female, Age 55: $66/month

Why Work With Us?

  • 50+ years combined experience helping families and businesses secure their future
  • Licensed in multiple states, with access to top-rated carriers
  • Specialized cannabis industry coverage most agencies can’t offer
  • Tailored strategies designed for your exact needs and budget

Take the First Step — Protect Your Family & Your Business Today

Schedule your free Protection & Legacy Strategy Session with Joe Costa and Jeff Lambert today. We’ll create a custom plan that protects your loved ones, your income, and your business — now and for the future.

Book a Call

info@parkplacecollective.com