Confused by the housing market? You're not alone. Here's why the market feels hot and cold at the same time—and what it means for you as a homebuyer.
Published on 07/30/2025
For years, cannabis business owners and their employees faced one major roadblock: life insurance protection. Despite building successful dispensaries, cultivation facilities, and related businesses, most owners were told “no” when they tried to secure basic coverage for themselves, their partners, or their employees. Federal restrictions kept traditional carriers from stepping in, leaving families, businesses, and key employees exposed.
Published on 07/29/2025
n today’s fast-moving real estate and mortgage markets, savvy buyers are always looking for ways to increase their purchasing power without creating unexpected tax events or losing out on long-term investments. For those with significant cryptocurrency holdings, the challenge has always been the same: how can you leverage your portfolio without liquidating it?
Published on 07/23/2025
A new proposal suggests removing capital gains taxes on primary home sales to boost the housing market. Here’s what it could mean for homeowners and buyers.
Published on 07/23/2025
At Joe & Marni Costa and The Park Place Collective Group, we’re always seeking innovative ways to help our clients achieve their homeownership goals. That’s why we’re thrilled to introduce an exciting new add-on to our Asset Utilization Program – you can now use up to 40% of your crypto asset holdings as a qualifying asset for your mortgage!
Published on 07/22/2025
Dreaming of a Home in Mexico? Now You Can Finance It with Park Place Collective Picture this: you’re waking up to ocean waves in Cabo… sipping your morning coffee on a sunny patio in Puerto Vallarta… or hosting friends at your dream villa in Tulum.
Published on 07/21/2025
A new credit scoring update could impact who qualifies for a mortgage and at what rate. Learn what this means for first-time buyers and why now is the time to speak with your loan officer.
Published on 07/16/2025
Buying a house before your divorce is finalized? Here’s why it could create legal and financial complications—and how to plan smart.
Published on 07/08/2025
Understanding your financing options can be overwhelming. Let's break down HELOCs and HELOANs to help you choose the best solution for your home goals.
Published on 06/28/2025
From mental health benefits to stronger communities, homeownership offers more than just a return on investment—it offers a better quality of life.
Published on 06/25/2025
Mortgage rates held steady this week—but not for the reasons you think. Here’s why working with a loan officer beats doing your own research when timing the market.
Published on 06/20/2025
In today’s shifting mortgage landscape, property owners are facing tough decisions when it comes to managing debt, cash flow, and long-term financial planning. Whether you’re currently in a high fixed rate—or even sitting on a lower fixed rate but feeling the pressure of rising expenses—an Adjustable-Rate Mortgage
Published on 06/14/2025
The National Association of Realtors repealed a rule that kept some listings hidden—thanks in part to pressure from homebuyers, tech platforms, and even the DOJ. Learn how this boosts your home search.
Published on 06/13/2025
The housing market is shifting—and it's shifting in your favor. Learn why rising inventory, slower sales, and increased negotiating power mean buyers have the upper hand. Don’t miss your window.
Published on 06/04/2025
Discover the simple but powerful secret that helps homeowners sell faster and for top dollar in today's real estate market. Hint: It’s not just about price.
Published on 05/28/2025
Home prices are cooling, inventory is rising, and buyers are gaining leverage. See what the April 2025 housing market update means for you.
Published on 05/23/2025
With high-interest debt on the rise, refinancing your home could be the smartest way to lower your monthly expenses.
Published on 05/19/2025
Learn why a home inspection is essential for buyers—even in a competitive market. Discover how it protects your investment and helps avoid costly surprises.
Published on 05/14/2025
When most people think of financial services, they picture suits, spreadsheets, and sales pitches. But at Park Place Collective, we see something entirely different:
Published on 05/10/2025
For many buyers, the idea of building a custom home is exciting—but the financing process? Not so much. At The Park Place Collective Group, Joe & Marni Costa offer a Construction to Permanent (C2P) loan program that simplifies financing from the ground up. Whether you're a homebuyer ready to build or a real estate agent working with clients exploring new construction, this one-loan solution helps make the process smoother, faster, and more predictable.
Published on 05/08/2025
