March 2025 housing data shows rising inventory, slowing price growth, and a shift in buyer behavior. Learn what this means for buyers and sellers heading into spring.
Published on 04/30/2025
At Park Place Collective Group, led by Joe and Marni Costa, we know that when you refer a client to a mortgage partner, you’re putting your reputation on the line. That's why we’ve built our entire business around one core principle: deliver a client service experience so high-level that it reflects positively on every professional involved. Whether you’re a real estate agent, financial planner, CPA, or insurance advisor, when you refer your client to Park Place Collective Group, you can trust they’ll be treated with the same care, urgency, and attention to detail that you yourself provide.
Published on 04/28/2025
At Park Place Collective Group, led by Joe and Marni Costa, client service isn't just a goal — it's a standard we live by every single day. In an industry where response times can lag and client needs can sometimes feel secondary, we pride ourselves on being different. We have built our reputation by delivering a high-level client experience that rivals even the very best in the mortgage world.
Published on 04/28/2025
A Smart, Market-Rate Solution for High-Asset, Non-Traditional Borrowers As a real estate agent, financial planner, or CPA, you’ve likely encountered clients who are financially strong—but just don’t fit into the rigid box of traditional mortgage lending. Maybe they’re self-employed with fluctuating income.
Published on 04/25/2025
At The Park Place Collective Group, we’re always on the lookout for loan solutions that simplify the path to homeownership—especially for self-employed or non-traditional income earners. That’s why we’re excited to roll out one of our most flexible income qualifier programs yet: our Prepared P&L Program with no supporting bank statements required. Yes, you read that right.
Published on 04/25/2025
How the Park Place Collective’s Asset Qualifying Program Helps Borrowers Who Don’t Fit the Traditional Mold
Published on 04/24/2025
Discover why the housing market isn’t crashing in 2025—and why now might still be a smart time to buy. Learn about market stability, lending trends, and how equity protects today’s homeowners.
Published on 04/23/2025
At The Park Place Collective, we’re proud to offer Reverse Mortgages for seniors (age 62+) across Arizona and California — helping homeowners tap into their equity without ever having to make monthly mortgage payments again! Whether you’re looking for a lump sum of cash or a flexible line of credit, a Reverse Mortgage can be the key to a more comfortable, independent retirement.
Published on 04/18/2025
Learn how property taxes are calculated, what factors impact them (like land value and zoning potential), and how to budget smart as a homebuyer in 2025.
Published on 04/16/2025
A smart way for self-employed and complex earners to qualify for a home loan If you’re self-employed or your income doesn’t fit neatly into a W2 box… Getting a home loan can feel like running into a wall. Traditional lenders often don’t know how to handle non-traditional income.
Published on 04/15/2025
Here’s a smarter way to buy a home without touching your down market portfolio. With everything going on in the markets right now—stocks down, bond yields all over the place, and mutual funds getting dragged through the mud—it’s easy to feel like your hands are tied. Especially if you’re a buyer looking to purchase a home and your savings are tied up in these investments.
Published on 04/13/2025
Explore how southern U.S. cities like Miami and Memphis are becoming more accessible to homebuyers due to increased inventories and price reductions.?
Published on 04/09/2025
At The Park Place Collective Group, we believe that getting started on your homeownership journey should be exciting—not overwhelming. That’s why Joe & Marni Costa have streamlined the process with our automated loan pre-approval system, designed to make things easier, faster, and more transparent for you.
Published on 04/04/2025
Unlock Commercial Financing with No Credit Score Minimums & 30-Year Fixed Terms
Published on 04/03/2025
Discover why townhomes are becoming a popular choice for first-time homebuyers, offering affordability, low maintenance, and community amenities in today's housing market.
Published on 04/02/2025
At Joe & Marni Costa and The Park Place Collective Group, we’re excited to offer a strategic financing solution designed for clients who want to maintain their investment portfolios while purchasing a home. Our Pledged Asset Loan Program allows your clients to leverage their investments without triggering unnecessary tax events, ensuring financial stability.
Published on 03/28/2025
Joe & Marni Costa and The Park Place Collective Group are here to help you navigate your home financing options. If you're considering a conventional loan with a low down payment, two excellent programs are Home Possible by Freddie Mac and HomeReady by Fannie Mae. While both options have similar guidelines, there are a few differences to consider. Here's a side-by-side comparison to help you determine which program may be the best fit for your needs.
Published on 03/27/2025
Waiting to buy a home in today’s market could cost you more in the long run. Learn why acting now—despite mortgage rates—might be the smartest move for future homeowners.
Published on 03/26/2025
CalHFA offers a range of first-time homebuyer loan programs layered with conventional and government-issued loans. They provide access to fixed-rate loans and the options to roll in closing cost assistance and a down payment.
Published on 03/24/2025
Park Place Collective Group understands that navigating the world of homebuying can be daunting, but fear not – we're here to provide you with the key to TBD approval and maximize your home buying power.
Published on 03/22/2025
