In today’s shifting mortgage landscape, property owners are facing tough decisions when it comes to managing debt, cash flow, and long-term financial planning. Whether you’re currently in a high fixed rate—or even sitting on a lower fixed rate but feeling the pressure of rising expenses—an Adjustable-Rate Mortgage
Published on 06/14/2025
The National Association of Realtors repealed a rule that kept some listings hidden—thanks in part to pressure from homebuyers, tech platforms, and even the DOJ. Learn how this boosts your home search.
Published on 06/13/2025
The housing market is shifting—and it's shifting in your favor. Learn why rising inventory, slower sales, and increased negotiating power mean buyers have the upper hand. Don’t miss your window.
Published on 06/04/2025
Discover the simple but powerful secret that helps homeowners sell faster and for top dollar in today's real estate market. Hint: It’s not just about price.
Published on 05/28/2025
Home prices are cooling, inventory is rising, and buyers are gaining leverage. See what the April 2025 housing market update means for you.
Published on 05/23/2025
With high-interest debt on the rise, refinancing your home could be the smartest way to lower your monthly expenses.
Published on 05/19/2025
Learn why a home inspection is essential for buyers—even in a competitive market. Discover how it protects your investment and helps avoid costly surprises.
Published on 05/14/2025
When most people think of financial services, they picture suits, spreadsheets, and sales pitches. But at Park Place Collective, we see something entirely different:
Published on 05/10/2025
For many buyers, the idea of building a custom home is exciting—but the financing process? Not so much. At The Park Place Collective Group, Joe & Marni Costa offer a Construction to Permanent (C2P) loan program that simplifies financing from the ground up. Whether you're a homebuyer ready to build or a real estate agent working with clients exploring new construction, this one-loan solution helps make the process smoother, faster, and more predictable.
Published on 05/08/2025
Mortgage rates dipped slightly to 6.86% as bond markets stabilized. Learn how rates are tied to investor expectations—and why lenders adjust pricing ahead of market changes.
Published on 05/07/2025
March 2025 housing data shows rising inventory, slowing price growth, and a shift in buyer behavior. Learn what this means for buyers and sellers heading into spring.
Published on 04/30/2025
At Park Place Collective Group, led by Joe and Marni Costa, we know that when you refer a client to a mortgage partner, you’re putting your reputation on the line. That's why we’ve built our entire business around one core principle: deliver a client service experience so high-level that it reflects positively on every professional involved. Whether you’re a real estate agent, financial planner, CPA, or insurance advisor, when you refer your client to Park Place Collective Group, you can trust they’ll be treated with the same care, urgency, and attention to detail that you yourself provide.
Published on 04/28/2025
At Park Place Collective Group, led by Joe and Marni Costa, client service isn't just a goal — it's a standard we live by every single day. In an industry where response times can lag and client needs can sometimes feel secondary, we pride ourselves on being different. We have built our reputation by delivering a high-level client experience that rivals even the very best in the mortgage world.
Published on 04/28/2025
A Smart, Market-Rate Solution for High-Asset, Non-Traditional Borrowers As a real estate agent, financial planner, or CPA, you’ve likely encountered clients who are financially strong—but just don’t fit into the rigid box of traditional mortgage lending. Maybe they’re self-employed with fluctuating income.
Published on 04/25/2025
At The Park Place Collective Group, we’re always on the lookout for loan solutions that simplify the path to homeownership—especially for self-employed or non-traditional income earners. That’s why we’re excited to roll out one of our most flexible income qualifier programs yet: our Prepared P&L Program with no supporting bank statements required. Yes, you read that right.
Published on 04/25/2025
How the Park Place Collective’s Asset Qualifying Program Helps Borrowers Who Don’t Fit the Traditional Mold
Published on 04/24/2025
Discover why the housing market isn’t crashing in 2025—and why now might still be a smart time to buy. Learn about market stability, lending trends, and how equity protects today’s homeowners.
Published on 04/23/2025
At The Park Place Collective, we’re proud to offer Reverse Mortgages for seniors (age 62+) across Arizona and California — helping homeowners tap into their equity without ever having to make monthly mortgage payments again! Whether you’re looking for a lump sum of cash or a flexible line of credit, a Reverse Mortgage can be the key to a more comfortable, independent retirement.
Published on 04/18/2025
Learn how property taxes are calculated, what factors impact them (like land value and zoning potential), and how to budget smart as a homebuyer in 2025.
Published on 04/16/2025
A smart way for self-employed and complex earners to qualify for a home loan If you’re self-employed or your income doesn’t fit neatly into a W2 box… Getting a home loan can feel like running into a wall. Traditional lenders often don’t know how to handle non-traditional income.
Published on 04/15/2025
