Recent Articles

post image

Mortgage Rates Jump After the Fed’s Rate Cut — Here’s Why

The Federal Reserve cut rates again, but mortgage rates actually rose. Learn why this happens, what Powell said, and what it means for homebuyers.

Published on 10/29/2025

post image

A Beautiful Night of Yoga, Food, and Community on the Rooftop

What an incredible evening! Last night’s Sunset Rooftop Yoga Event was everything we hoped it would be — a perfect blend of wellness, food, and community connection under the San Diego sky.

Published on 10/23/2025

post image

Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data

The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next.

Published on 10/22/2025

post image

Sunset Yoga on the Rooftop — A Night of Wellness, Food, and Community

here’s something magical about yoga at sunset — the soft light, the ocean breeze, and the feeling of collective calm as the city begins to slow down. This month, we’re bringing that magic to life with a special rooftop yoga event right here at our building.

Published on 10/16/2025

post image

Gen Z and the Dream of Homeownership: Adapting to a Challenging Market

A new Realtor.com survey reveals that 1 in 5 Gen Z adults say housing affordability is their top life concern. Learn how young buyers are adapting, saving, and staying determined to achieve homeownership.

Published on 10/15/2025

post image

Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform

On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.

Published on 10/10/2025

post image

Mortgage Rates Holds Steady After Weak Jobs Report

On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.

Published on 10/01/2025

post image

Unlock Affordability with Our Permanent Mortgage Rate Buydown Program

At Park Place Collective, we’re always looking for innovative ways to help our clients, partners, and future homeowners achieve their real estate goals with confidence. That’s why we’re excited to introduce our Permanent Mortgage Rate Buydown Program—a strategy designed to create long-term affordability and make today’s market more accessible.

Published on 09/26/2025

post image

Joe and Marni Costa and Park Place Collective Joins THE REAL Mental Health Foundation as Ambassadors

At Park Place Collective, our mission has always gone beyond homeownership and financial solutions—we believe in building stronger, healthier communities. That’s why we’re thrilled to share some exciting news: Joe and Marni Costa and the Park Place Collective team are now ambassadors for THE REAL Mental Health Foundation.

Published on 09/26/2025