Recent Articles

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Dreaming of a Home in Mexico? Now You Can Finance It with Park Place Collective

Dreaming of a Home in Mexico? Now You Can Finance It with Park Place Collective Picture this: you’re waking up to ocean waves in Cabo… sipping your morning coffee on a sunny patio in Puerto Vallarta… or hosting friends at your dream villa in Tulum.

Published on 07/21/2025

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Game-Changer: Credit Scores Just Got Rewritten

A new credit scoring update could impact who qualifies for a mortgage and at what rate. Learn what this means for first-time buyers and why now is the time to speak with your loan officer.

Published on 07/16/2025

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Should You Buy a Home Before Your Divorce is Final? Here’s What to Know

Buying a house before your divorce is finalized? Here’s why it could create legal and financial complications—and how to plan smart.

Published on 07/08/2025

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HELOC vs. HELOAN: Discover the Best Option for Your Home Financing Needs

Understanding your financing options can be overwhelming. Let's break down HELOCs and HELOANs to help you choose the best solution for your home goals.

Published on 06/28/2025

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Why Homeownership Is Still Worth It—Even Beyond the Finances

From mental health benefits to stronger communities, homeownership offers more than just a return on investment—it offers a better quality of life.

Published on 06/25/2025

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Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know

Mortgage rates held steady this week—but not for the reasons you think. Here’s why working with a loan officer beats doing your own research when timing the market.

Published on 06/20/2025

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Are Adjustable-Rate Mortgages the Right Move for You?

In today’s shifting mortgage landscape, property owners are facing tough decisions when it comes to managing debt, cash flow, and long-term financial planning. Whether you’re currently in a high fixed rate—or even sitting on a lower fixed rate but feeling the pressure of rising expenses—an Adjustable-Rate Mortgage

Published on 06/14/2025

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The Real Estate Rule That Just Got Repealed—And Why It’s a Big Win for Buyers

The National Association of Realtors repealed a rule that kept some listings hidden—thanks in part to pressure from homebuyers, tech platforms, and even the DOJ. Learn how this boosts your home search.

Published on 06/13/2025

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Why Now Might Be the Best Time in Years to Buy a Home (Seriously)

The housing market is shifting—and it's shifting in your favor. Learn why rising inventory, slower sales, and increased negotiating power mean buyers have the upper hand. Don’t miss your window.

Published on 06/04/2025

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The Secret Every Successful Home Seller Knows (But Most Miss)

Discover the simple but powerful secret that helps homeowners sell faster and for top dollar in today's real estate market. Hint: It’s not just about price.

Published on 05/28/2025

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April 2025 Housing Market Update: A Shift That Favors Buyers

Home prices are cooling, inventory is rising, and buyers are gaining leverage. See what the April 2025 housing market update means for you.

Published on 05/23/2025

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Why Homeowners—Even Those With Low Rates—Should Reconsider Refinancing

With high-interest debt on the rise, refinancing your home could be the smartest way to lower your monthly expenses.

Published on 05/19/2025

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Why a Home Inspection Is a Must for Homebuyers

Learn why a home inspection is essential for buyers—even in a competitive market. Discover how it protects your investment and helps avoid costly surprises.

Published on 05/14/2025

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Wellness, Wealth & Community: How Park Place Collective Is Redefining the Financial Experience

When most people think of financial services, they picture suits, spreadsheets, and sales pitches. But at Park Place Collective, we see something entirely different:

Published on 05/10/2025

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Build It Right: How Our Construction to Permanent Loan Makes Financing Your Dream Home Simple

For many buyers, the idea of building a custom home is exciting—but the financing process? Not so much. At The Park Place Collective Group, Joe & Marni Costa offer a Construction to Permanent (C2P) loan program that simplifies financing from the ground up. Whether you're a homebuyer ready to build or a real estate agent working with clients exploring new construction, this one-loan solution helps make the process smoother, faster, and more predictable.

Published on 05/08/2025

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Mortgage Rates Just Dropped—Here’s Why the Fed Had Nothing to Do With It

Mortgage rates dipped slightly to 6.86% as bond markets stabilized. Learn how rates are tied to investor expectations—and why lenders adjust pricing ahead of market changes.

Published on 05/07/2025

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March 2025 Housing Market Update: 5 Key Takeaways for Homebuyers and Sellers

March 2025 housing data shows rising inventory, slowing price growth, and a shift in buyer behavior. Learn what this means for buyers and sellers heading into spring.

Published on 04/30/2025

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A Trusted Partner for Real Estate Agents, Financial Planners, CPAs, and Insurance Professionals

At Park Place Collective Group, led by Joe and Marni Costa, we know that when you refer a client to a mortgage partner, you’re putting your reputation on the line. That's why we’ve built our entire business around one core principle: deliver a client service experience so high-level that it reflects positively on every professional involved. Whether you’re a real estate agent, financial planner, CPA, or insurance advisor, when you refer your client to Park Place Collective Group, you can trust they’ll be treated with the same care, urgency, and attention to detail that you yourself provide.

Published on 04/28/2025

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Why Client Service Sets Park Place Collective Group Apart

At Park Place Collective Group, led by Joe and Marni Costa, client service isn't just a goal — it's a standard we live by every single day. In an industry where response times can lag and client needs can sometimes feel secondary, we pride ourselves on being different. We have built our reputation by delivering a high-level client experience that rivals even the very best in the mortgage world.

Published on 04/28/2025

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Help Your Clients Secure Financing—Even Without Traditional Income Docs

A Smart, Market-Rate Solution for High-Asset, Non-Traditional Borrowers As a real estate agent, financial planner, or CPA, you’ve likely encountered clients who are financially strong—but just don’t fit into the rigid box of traditional mortgage lending. Maybe they’re self-employed with fluctuating income.

Published on 04/25/2025