Introducing Our No-Bank-Statement P&L Loan: A Game-Changer for Self-Employed Borrowers

Introducing Our No-Bank-Statement P&L Loan: A Game-Changer for Self-Employed Borrowers

At The Park Place Collective Group, we’re always on the lookout for loan solutions that simplify the path to homeownership—especially for self-employed or non-traditional income earners. That’s why we’re excited to roll out one of our most flexible income qualifier programs yet: our Prepared P&L Program with no supporting bank statements required.

Yes, you read that right.

All we need to calculate income is a Profit & Loss statement prepared and signed by the borrower—not a CPA. If your clients have struggled to get a CPA to sign off on their P&Ls, we’ve got the perfect alternative.

Why Borrowers Love This Program:

• No bank statements required
• No CPA signature needed—borrower-prepared P&L is all it takes
• Up to 70% LTV
• Rates starting in the low 7’s
• 2/1 buydown available

Eligible Scenarios:

• Purchase, rate & term, and cash-out refinances
• Owner-occupied, second homes, and investment properties
• SFRs, condos, and up to 4-unit properties
• No prepayment penalties on investment properties
• Minimum LLPAs mean competitive pricing

This is the kind of lending flexibility today’s borrowers need—whether they’re scaling their real estate portfolio or simply looking for an alternative path to homeownership.

Have a client in mind? Let’s get the conversation started.

Reach out to Joe & Marni Costa and the team at The Park Place Collective Group to learn how this program can work for your buyers.

www.parkplacecollective.com

619-990-7552

info@parkplacefg.com

https://calendly.com/jcosta54/ppc