Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.
Published on 09/26/2025
After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.
Published on 09/19/2025
The Federal Reserve just announced a rate cut, lowering the federal funds target range from 4.25%–4.50% to 4.00%–4.25%. While this isn’t the mortgage rate itself, the move has an immediate and long-term impact on the housing and lending market.
Published on 09/17/2025
The Federal Housing Finance Agency (FHFA) has announced the new conforming loan limits for 2026, and they’ve once again increased, giving buyers and homeowners more flexibility and opportunity in today’s housing market.
Published on 09/17/2025
The average 30-year fixed is holding near the lowest levels since October 2024 after a weak jobs report and cooler inflation. Here’s why—and what to watch at next week’s Fed meeting.
Published on 09/12/2025
September 11 is a day forever etched in memory—a day that reshaped the world, our city, and our lives. For me, it was not only an event I witnessed on television, but a reality I lived through while in my office in midtown Manhattan.
Published on 09/11/2025
When: Saturday, September 13, 2025 • 9:00 AM – 12:30 PM Where: Little Italy Core Power Yoga (San Diego)
Published on 09/10/2025
At Joe Costa and Park Place Collective, we believe everyone deserves the opportunity to achieve the dream of homeownership. That’s why we’re proud to introduce the Freedom Down Payment Assistance Program (Freedom DPA)—a truly unique solution designed to remove one of the biggest barriers to buying a home: the down payment.
Published on 09/05/2025
At Park Place Collective, we understand the aviation industry like few others do. Pilots, flight attendants, ground crew, and contractors all face unique financial realities—irregular schedules, variable income, and frequent relocations. That’s why we created specialized mortgage programs designed specifically for aviation employees and contractors.
Published on 09/04/2025
