Most lenders offer “down payment assistance” programs that come with strings attached:
Payback requirements
2nd liens on your property
Long holding periods (5–10 years!) before forgiveness
The Freedom DPA is different. It’s fully forgivable—right from the start. That means:
âś… No payback.
âś… No 2nd lien.
âś… No resale restrictions.
âś… True financial freedom.
When you close, your assistance is a grant, not a loan. You walk away owing nothing.
2.5% or 3.5% Fully Forgivable Grant applied toward your down payment.
No lien, no payback, no hidden restrictions.
First-time homebuyers qualify, plus additional options are available for other buyers.
Approved through AUS (DU or LP) and TBD underwriting—giving real estate partners confidence up front.
Manual underwriting available for borrowers with a 580+ FICO.
For example: On a $500,000 purchase, with Freedom DPA, your principal loan balance after closing is just $482,500 (excluding UFMIP).
TBD Underwriting = faster offers, stronger buyer confidence.
Rate Options = real flexibility, with competitive pricing and discount buckets.
Seller Concessions + Freedom DPA = more buyers can qualify, especially in a market where sellers are motivated.
Builders can use forward commitments with this program to attract more buyers.
Because this program truly sets buyers free. Free from debt obligations tied to their down payment. Free from liens that can block a refinance or sale. Free to move, upgrade, or refinance when life changes—without penalty.
The Freedom Down Payment Assistance Program is already helping families, first-time buyers, and agents unlock opportunities in today’s market.
Visit www.freedomdpa.com or contact Joe Costa and Park Place Collective today to see how Freedom DPA can help you—or your clients—make the dream of homeownership a reality. O:619-990-7552 C:646-245-7856 info@parkplacecollective.com www.freedomdpa.com
