Healthcare costs continue to rise, and for many business owners and individuals, traditional health insurance options are no longer keeping pace with real-world needs. Premiums increase, plan choices narrow, and administrative complexity grows—often without delivering better coverage.
At Park Place Collective, we believe healthcare should be part of a broader financial protection strategy, not a standalone expense. That’s why Joe and Marni Costa and Park Place Collective have expanded our Suite of Services through a new strategic partnership with Pegasus Health Group LLC, a leader in ACA-compliant PPO health plans.
This collaboration is designed to give business owners and individuals access to smarter, more flexible healthcare options—often with meaningful cost-saving opportunities.
Unexpected medical expenses remain one of the leading causes of financial strain for families and businesses alike. Even profitable companies can feel the impact of rising premiums, high deductibles, and limited network options.
When healthcare costs are unpredictable, they can affect:
Cash flow and business planning
Employee retention and morale
Personal savings and long-term financial goals
That’s why healthcare decisions should align with your overall financial strategy—not work against it.
Through our partnership with Pegasus Health Group, Park Place Collective clients gain access to ACA-compliant PPO plans that are structured to provide flexibility, choice, and potential cost efficiencies.
Many of these options are typically associated with larger employer groups, but may now be available to:
Business owners
Self-employed professionals
Individuals and families seeking alternatives
The result is access to broader provider networks and plan designs built around real-world usage—not one-size-fits-all solutions.
For business owners, health benefits are no longer just a line item—they’re a strategic tool.
Competitive health benefits make your job offers more appealing and help retain top performers in a competitive labor market.
Through alternative plan structures and pricing efficiencies, many businesses can explore options designed to help reduce monthly premium pressure.
Healthier employees often mean fewer absences, higher morale, and better overall performance.
Our partner provides guidance and administrative support so business owners can stay focused on running their companies—not managing insurance paperwork.
Depending on eligibility and structure, some businesses may explore:
Self-insured plan options that provide greater control and potential savings
Customizable plan designs aligned with employee needs
Specialty drug cost containment strategies aimed at reducing high prescription expenses
These approaches can be particularly impactful for businesses facing rising pharmaceutical costs.
You don’t need to be part of a large employer to explore smarter healthcare options.
Individuals and families may be able to:
Access PPO plans without traditional large-group requirements
Participate in network-based options that can reduce premium costs
Choose coverage that better aligns with lifestyle and budget needs
For self-employed professionals and entrepreneurs, this can be a game-changer.
Healthcare decisions directly impact:
Financial stability
Business continuity
Quality of life
By integrating healthcare into our broader Suite of Services, Park Place Collective helps clients approach protection holistically—connecting lending, real estate, insurance, and now health benefits under one coordinated strategy.
If you’re a:
Business owner looking to improve benefits without escalating costs
Individual or family seeking PPO access and flexibility
Insurance or business professional looking to add value for your clients
…it may be worth exploring what options are available through our expanded network.
Every situation is different, and coverage availability depends on multiple factors. The best first step is a conversation.
healthbenefits@parkplacecollective.com
619-990-7552
www.healthcareparkplacecollective.com
Disclaimer: Coverage availability, pricing, eligibility, and savings vary by state, region, and individual or business circumstances. This content is for informational purposes only and does not guarantee coverage or cost savings.
