Buying a home, refinancing, or growing a small business often requires working with multiple professionals an accountant, a real estate agent, and a mortgage advisor each operating independently. Too often, this disconnected approach leads to confusion, delays, and missed opportunities.
That’s why TRI Financial and Park Place Collective have formed a strategic partnership designed to simplify the process and deliver a more seamless experience for our clients.
Our partnership brings accounting, real estate, and lending together under one coordinated team. Instead of juggling multiple advisors who may not be aligned, clients now benefit from a unified strategy that ensures financial preparation, real estate decisions, and loan structure all work together from the very beginning.
This integrated model helps reduce surprises, shortens timelines, and allows for smarter decision-making especially for first-time buyers, self-employed borrowers, and small business owners.
TRI Financial is a boutique financial services firm based in San Diego, serving the community for over 14 years. Led by Ellie Taj, TRI Financial provides comprehensive support that goes far beyond tax preparation.
Services include:
Tax preparation and tax planning
Bookkeeping and payroll
Management accounting
QuickBooks setup and optimization
Audit and IRS representation
Controller-level services for small businesses
In addition to being a trusted financial advisor, Ellie Taj is also a licensed real estate agent bringing a unique dual perspective that helps clients prepare their finances with real estate and lending goals in mind.
Park Place Collective is a boutique real estate and lending firm with over 35 years of experience. Founded by Joe Costa and led alongside Marni Costa, the firm specializes in customized mortgage strategies and high-touch client service.
Park Place Collective offers:
Residential real estate guidance
First-time homebuyer programs
Conventional loans
FHA, VA, and USDA financing
Jumbo and high-balance loans
Adjustable-rate mortgages (ARMs)
Home Equity Lines of Credit (HELOCs)
Small business loans
Reverse mortgages
Life Insurance Protection
Health Insurance
The team is known for navigating complex income scenarios and tailoring loan solutions to fit each client’s unique situation.
When your accountant, real estate professional, and mortgage advisor work together, the results are powerful. This partnership allows us to:
Align income and tax strategy with loan requirements
Improve cash-flow positioning before purchasing or refinancing
Identify the right property with the right financing structure
Reduce stress, delays, and last-minute underwriting issues
Most importantly, it creates a smoother, more confident experience for clients at every stage.
Whether you’re planning to buy your first home, refinance, grow a business, or simply want clarity around your finances, our shared goal is the same: to provide personalized guidance and long-term support, not just a transaction.
With TRI Financial and Park Place Collective working together, you gain one integrated team, one coordinated strategy, and one seamless experience.
One Team. One Strategy. Built Around You.
Joe Costa NMLS: 113396
Park Place Collective NMLS: 2571108
Office: 619-990-7552
info@parkplacecollective.com
