Mortgage Rates Hit 10-Month Lows — Here’s Why That Matters for You
Author: Joe Costa | Park Place Collective
Mortgage Rates Are Near 10-Month Lows
If you've been waiting for the right time to buy a home, refinance, or invest in real estate, this could be the window you’ve been waiting for. After the release of early August’s jobs report and some mixed inflation data, mortgage rates have dropped to their lowest levels in nearly 10 months.
But that’s just part of the story...
At Park Place Collective, we’re going even further by offering a .90% pricing incentive on select mortgage programs — creating an opportunity for even greater savings.
When mortgage rates drop, your buying power increases. Whether you're purchasing your first home or refinancing an existing mortgage, even a small drop in rates can save you hundreds per month — and tens of thousands over the life of the loan.
Right now, we’re seeing:
✅ Lower rates = Lower monthly payments
✅ Increased affordability for buyers
✅ Higher net returns for investors
✅ Refinance opportunities with real savings
At Park Place Collective, we’re combining low market rates with a special .90% pricing credit, making this a unique opportunity to lock in savings.
This applies to a range of loan types — from purchases to refinances — and can make a meaningful difference to your monthly cash flow.
Markets shift quickly. If the Fed changes course or new economic data emerges, we could see rates rise again. Taking action now means putting yourself in a stronger financial position.
💬 Want to explore your options?
📩 Contact us or click the link below to connect and get a personalized quote.
info@parkplacecollective.com
About Joe Costa & Park Place Collective
Joe Costa has been helping families, investors, and first-time buyers navigate mortgage financing since 1991. At Park Place Collective, we combine experience, strategy, and real-time market insights to help you make confident, informed decisions.
Park Place Collective NMLS: 2571108
Joe Costa NMLS: 113396
www.parkplacecollective.com
