Financing the Cannabis Industry: A New Lending Solution for Dispensary Owners & Distributors

The cannabis industry is no longer emerging it’s established, revenue-generating, and rapidly evolving. Yet despite its growth, one major challenge continues to hold operators back:

Access to financing.


Traditional lenders still hesitate when it comes to cannabis-related businesses. Regulatory uncertainty, federal classification, and internal lending restrictions have left many qualified borrowers with limited options even when their businesses are thriving.

But here’s the reality:

Cannabis dispensary owners and distributors are generating real income.

They are scaling operations, acquiring property, and investing in growth.
And they need lending solutions that recognize that reality.

That’s where Park Place Collective steps in.


Introducing Our Cannabis Income Program


At Park Place Collective, we specialize in solving complex financing scenarios and the cannabis space is one of the most underserved markets in lending today.

Our Cannabis Income Program is specifically designed to provide flexible, strategic financing solutions for:

Cannabis dispensary owners
Cannabis distributors

Whether you're expanding your footprint, purchasing real estate, or optimizing your capital stack, this program is built to help you move forward.


Program Highlights


We’ve structured this program to meet the real-world needs of cannabis operators:

All Documentation Types Accepted
We understand that cannabis income doesn’t always fit inside a traditional underwriting box. Our program allows flexibility in how income is reviewed and qualified.

Loan Amounts Starting at $250,000


Whether you're entering the market or scaling operations, we support a wide range of financing needs.

Aggressive Loan-to-Value (LTV) Options

  • Up to 90% LTV on loans up to $2M

  • Up to 80% LTV on loans up to $2.5M

  • Up to 75% LTV on loans up to $3M

Minimum 660 FICO Requirement
Accessible for borrowers who may not meet ultra-prime credit standards but still demonstrate strong financial performance.


Why This Matters

The cannabis industry continues to grow but access to capital has not kept pace.

Most traditional lenders simply aren’t equipped (or willing) to navigate the nuances of cannabis-related income. That creates a major gap in the market—and an opportunity for specialized lending solutions like ours.

At Park Place Collective, we look beyond the label and focus on what matters most:

Cash flow
Business viability
Borrower strategy

Because in today’s market, smart lending isn’t about checking boxes it’s about understanding the full financial picture.


Let’s Build Your Financing Strategy

If you’re in the cannabis space and have been turned away by traditional lenders, it doesn’t mean your deal doesn’t work.

It just means you haven’t been shown the right path yet.

At Park Place Collective, we combine mortgage, real estate, and financial strategy to help you:

Access capital
Structure deals strategically
Scale your business with confidence


Connect With Us

Let’s explore what’s possible.

Joe & Marni Costa
Park Place Collective

Office: 619-990-7552
Direct: 646-245-7856
www.parkplacecollective.com
jcosta@parkplacefg.com



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